Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Having worked as a Loan Officers for the past 17 years gives us the depth of experience in Loan Origination that provides peace of mind. We have the familiarity in dealing with a Range of Clients from first time home buyers to the astute homeowner. We recommend that before you begin your house hunting, you begin the loan pre-approval process. Getting pre-approved serves as a commitment to lend a specified amount based on your circumstances. It will give you a number of advantages:
First – When you do find a property, sellers will take your offer more seriously because you have a lender that is committed to backing your offer.

Second – It gives the assurance that you’re looking at homes you can confidently afford to finance.

Third – You’ll have a significant edge over the other buyers who are not pre-approved.

Elia Jaime-Bracamonte (NMLS: 304659) – Producing Branch Manager

With a combined 23 years in the Mortgage and Banking industry, I have had the unique pleasure of serving my community with affordable loan products that make a difference in their financial lives. As other lenders and loan officers have fallen by the wayside, I have thrived largely due to the experience that I provide to my customers. My process and attention to detail are what set me apart from the “Big Bank” approach. My customers deserve our one on one process. After all, it is one of the biggest investments anyone will make.

Kareem Bracamonte (NMLS: 234325) – Senior Loan Officer

My 28 years in the sales and customer service industry have been the core training I have used in helping our borrowers realize their goals. Largely, the mortgage industry has moved away from the necessary customer service needed to keep homeowners from being in the dark once the loan application has been submitted. Having previously worked at large intuitions, we have extensive knowledge of the dealings most customers face at “Big Bank” operations. Our approach is simple, regardless of whether our customers are seasoned homeowners, with a goal of lowering their monthly payments or they are buying their first home, at Team Bracamonte we pride ourselves in providing “one on one” interaction and providing status at every phase of the loan process.

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